{"id":33558,"date":"2025-12-24T13:50:23","date_gmt":"2025-12-24T12:50:23","guid":{"rendered":"https:\/\/figsflow.com\/us\/?p=33558"},"modified":"2026-01-22T08:16:47","modified_gmt":"2026-01-22T07:16:47","slug":"aml-compliance-for-accountants-us-legal-consequences","status":"publish","type":"post","link":"https:\/\/figsflow.com\/us\/aml-compliance-for-accountants-us-legal-consequences\/","title":{"rendered":"Legal Consequences for Accountants Failing AML Compliance in the US"},"content":{"rendered":"\t\t
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You’re a diligent accountant running a thriving practice. Your clients trust you with their financial lives. Then one day, you discover you’ve made a compliance mistake that could cost you your practice, your savings, and your professional standing.<\/p>

This is not hypothetical. It has happened to hundreds of accountants across the US, and the number is growing. The regulatory spotlight on accountants has intensified dramatically, and many practitioners are caught between wanting to serve clients and protecting themselves from legal AML compliance risks they may not fully understand.<\/p>

For many US accounting firms, AML compliance is no longer a theoretical concern but a daily operational risk. If you think AML compliance is someone else’s problem, you need to read this article. The time to prepare is now.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Part One: What You are Actually Facing <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tCurrent Obligations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Here is the uncomfortable truth. Accountants occupy an awkward middle ground. You are not a bank, so you do not have comprehensive AML regulation. But you are also not free from AML concerns, and regulators are making clear this isn’t acceptable anymore. Regulators increasingly expect accountants to demonstrate active AML compliance, not passive awareness of financial crime risks.<\/p>

You face direct obligations under the Bank Secrecy Act. Form 8300 requires you to file a report with the IRS within 15 days of receiving any cash payment over 10,000 dollars from a client. This is non-negotiable. The IRS treats this as a core anti-money laundering measure. From an enforcement perspective, Form 8300 sits at the foundation of AML compliance for accountants handling cash transactions. Beyond Form 8300, courts apply a “should have known” standard to accountants. When you are preparing tax returns or reviewing financial statements, you may notice warning signs.<\/p>

A client’s story does not add up. Cash withdrawals seem excessive. International transfers to high-risk countries. When you see these things, you can’t simply accept convenient explanations and move on. If you should have known something was wrong and you ignored it, you can be held liable. Regulators increasingly view accountants as gatekeepers to the financial system.<\/p>

You help clients establish companies. You verify who really owns them. You review financial transactions and spot patterns. You may be the first professional to see a client’s financial records. This access makes you powerful and, from a regulator’s perspective, responsible.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tWhat is Coming\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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The regulatory environment is changing. Proposed legislation and Treasury statements make clear that formal AML compliance obligations for accountants are approaching. The proposed ENABLERS Act would significantly expand AML requirements for accountants. Treasury officials have publicly stated they are assessing risks posed by accountants and will work with Congress on legislation.<\/p>

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This isn’t speculation. It is the stated intention of the federal government. When expanded requirements come, they will come with a deadline. The investment adviser regulation in August 2024 provides the roadmap. Advisers have until January 2028 to implement AML programmes. The same approach will apply to accountants.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Part Two: The Penalties <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tForm 8300 violations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Let us talk about concrete consequences. These penalties reflect how seriously regulators treat failures in AML compliance, even where accountants claim ignorance.\u00a0 A civil violation for failing to file Form 8300 results in a fine up to 278,000 dollars. For a single missing filing.<\/p>

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That is enough to bankrupt a sole practitioner. But civil penalties are just the start. If prosecutors decide the violation was wilful, you face criminal charges. Up to 250,000 dollars in additional fines and up to 5 years in prison. Yes, prison. An accountant convicted of a federal crime cannot continue practicing. Your clients leave. Your staff moves on. Your reputation is destroyed.<\/p>

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For repeat offences or patterns involving more than 100,000 dollars within a year, criminal penalties escalate to 500,000 dollars and up to 10 years in prison. The IRS Criminal Investigation Division actively pursues these cases. They have the resources and the mandate to investigate AML violations as serious financial crimes.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tFacilitating money laundering\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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You can also face liability if your work facilitates money laundering. Imagine you help a client establish companies. The structure is complex. The client is vague about beneficial owners. You want the business, so you stop asking questions. Months later, law enforcement reveals the entities were used to launder money. Courts evaluate whether you should have known. If authorities can show you ignored obvious warning signs, you can be charged with facilitating money laundering. This is a serious federal crime with substantial penalties. Your professional status as an accountant does not shield you. It may make prosecutors view your conduct more seriously. You should have known better.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tBeyond criminal penalties\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Civil exposure is substantial. Clients harmed by your failure to identify money laundering can sue for negligence. If multiple clients are harmed, a class action is possible. Your insurance may not cover you if the court determines you acted with gross negligence. State accounting boards investigate accountants who violate professional standards. Outcomes include reprimands, fines, suspension, or complete revocation of your CPA licence. Loss of licence is career-ending. Your clients will not hire you. Employers will not consider you. You are forced out of the profession you have spent years building. If multiple staff members commit violations or your firm fails to implement adequate controls, the firm itself can be prosecuted. Your firm’s reputation is destroyed. Clients flee. You may be forced to dissolve the practice.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Part Three: Real-World Scenarios <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tScenario One: The forgotten filing\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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You are a sole practitioner. A restaurant owner comes with 120,000 dollars in cash for tax advice. You take the engagement, focused on his tax issues. The Form 8300 filing gets lost in your inbox. By the time you remember, the 15-day deadline has passed. Missed deadlines like this are among the most common AML compliance failures identified during IRS reviews.<\/p>

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The IRS launches a compliance review. They discover the late filing. Civil penalty: 278,000 dollars. That fine wipe out your profit for years. You cut staff. Your stress spikes. Clients quietly move to other firms. Now imagine if the IRS decides it was wilful. You face criminal prosecution.<\/p>

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Defence costs exceed 50,000 dollars. Your reputation in your community suffers. Some clients leave. You spend months in legal battle. This has happened to many accountants. It is not a disaster scenario. It’s a realistic consequence.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tScenario Two: The shell company\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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A new client wants to establish several LLCs for “asset protection.” He is evasive about beneficial ownership. You do not push hard because you don’t want to appear distrustful. You establish the entities and collect your fee. Years later, law enforcement contacts you. One entity was used in a money laundering scheme. You are under investigation. You hire a criminal defence lawyer. Fees mount. Your insurance questions coverage. Your state board investigates you. Months of your life are consumed. The beneficial ownership information was vague. The client’s explanations changed. The client wanted minimal documentation. These were red flags you missed or ignored. During investigations, such oversights are often cited as evidence of inadequate AML compliance controls. Now you’re defending yourself against allegations of facilitating money laundering. Even if cleared, the damage to your reputation and practice is substantial.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tScenario Three: The investment adviser exposure\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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You provide tax and investment advisory services to high-net-worth clients. One valuable client makes unusual transactions. Large cash withdrawals. Transfers to offshore accounts in high-risk jurisdictions. The explanations do not quite justify the activity. But this client is valuable. You are also wary of appearing to question their judgment. So, you do not pursue it. You file their returns and collect your fees. Years later, authorities discover the client was involved in sanctions evasion. Assets are frozen. And now you are being asked what you knew and when. If you were providing investment advisory services, you had obligations under the 2024 FinCEN rule to identify and report suspicious activity. If you failed, you face regulatory investigations, fines, and possible criminal charges.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Part Four: The Expanding Regulatory Net <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tInvestment advisers now, accountants next\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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In August 2024, FinCEN<\/a> issued a final rule requiring investment advisers to implement AML programmes by January 1, 2028. For accountants providing investment advisory services, this creates direct AML obligations. You must implement risk-based customer due diligence. You must maintain written AML programmes. You must file Suspicious Activity Reports for transactions of 5,000 dollars or more involving suspected money laundering. Since July 2024, the SEC has charged at least nine firms for AML violations, imposing over 100 million dollars in combined penalties. LPL Financial received an 18 million dollars penalty in 2025 for AML programme failures. Regulators are actively examining compliance and will pursue violations aggressively.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tThe trajectory is clear\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Treasury officials have publicly stated they are assessing accountants’ risks and working with Congress on expanded requirements. The ENABLERS Act reflects bipartisan support for accountant regulation. If not this bill, then something similar will likely become law. The question is not whether accountants will face expanded AML requirements. The question is when. You want to be prepared when the deadline arrives, not scrambling to implement requirements at the last minute.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Part Five: What Happens Beyond the Law <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tReputational destruction\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Your practice is built on trust. That reputation took years to build. It can be destroyed in months. Once an AML investigation becomes public, existing clients worry. Can I trust you? Will associating with your firm create problems for me? Within weeks, clients aren’t returning calls. Some quietly shift work to other firms. Referral sources dry up. Even if cleared, people remember the investigation. They forget that you were exonerated. Try hiring new staff. A firm under investigation for AML failures is not an attractive employer. Your best staff may leave for cleaner firms. Professional networks distance themselves. Bar associations and professional groups distance themselves from members involved in compliance controversies. You find yourself on the outside of circles you have been part of for years. The economic impact extends far beyond any fine. You have lost clients, revenue, growth opportunities, and spent enormous time dealing with investigations.<\/p>

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tClient litigation and loss of licence\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Clients harmed by your failure to identify money laundering can sue. If multiple clients are harmed, a class action is possible. These are expensive to defend and cause severe reputational damage. Your state accounting board can revoke your CPA licence. This is career-ending. You cannot work as a licensed accountant. Getting your licence back is extraordinarily difficult.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Part Six: Protecting Yourself Now <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tImmediate actions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Do not wait for new regulations. Act today. Strengthening AML compliance now significantly reduces legal, regulatory, and reputational exposure. First, audit your Form 8300 procedures. Review whether you identify cash transactions over 10,000 dollars and file within 15 days.<\/p>

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Check whether you have filed all required reports. If you have missed filings, contact a tax attorney about remediation. Second, develop a written compliance policy tailored to your firm. If you establish entities, address beneficial ownership verification. If you handle cash, document your Form 8300 process. The policy does not need to be lengthy. It needs to be specific and implementable.<\/p>

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Third, review your professional liability insurance. Call your broker. Ask specifically about AML coverage. Understand what is covered and what’s excluded. You may need to increase coverage. Fourth, identify existing compliance gaps and fix them. Create client intake forms that gather beneficial ownership information. Build red flag procedures. Create backup systems for critical filings.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tBuilding stronger compliance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Develop client due diligence<\/a>. For low-risk clients, verify their business, understand their income source, and obtain beneficial ownership information. For higher-risk clients, conduct enhanced due diligence. Create red flag procedures. Train staff to identify warning signs.<\/a> Escalate concerns to a compliance officer. Document decisions. Maintain documentation. For each client, record beneficial ownership information, source of funds, and business purpose. If you identified red flags, document your consideration. If you decided not to proceed with a client, document that decision. This documentation protects you when regulators investigate. Build a compliance culture. Staff need training on obligations and red flags. But more importantly, senior management must reinforce that compliance matters. If partners reward revenue over compliance, staff learn that compliance is secondary. Make clear that no client is important enough to compromise compliance. Support staff who raise legitimate concerns.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tGetting help\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Do not try this alone. Engage compliance specialists. These may be consultants specialising in AML compliance, legal advisers, or professionals who have done this work elsewhere. The cost is modest compared to failure’s cost. Work with your insurance broker. Ask what coverage you need. Consider technology solutions that help screen clients, maintain beneficial ownership records, and identify suspicious patterns.<\/a><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Part Seven: Looking Forward <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tThe regulatory clock is ticking\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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The regulatory environment is moving toward expanded AML requirements for accountants. This is not speculation. Treasury officials have stated this. Lawmakers have proposed legislation. Regulators have decided that accountants pose a risk and that gap will be closed. Start preparing now. Build infrastructure. Train staff. Establish culture. When requirements become formal, you will be ready. Firms that scramble to implement requirements at the last minute will face compliance problems from day one.<\/p>

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tEngage with regulators\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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Your voice matters. As legislation is proposed and rules are developed, accountants can provide input. When notice-and-comment periods open, provide feedback. Regulators value input from practitioners who understand operational realities. Accountants who engage constructively help ensure requirements are workable and proportionate.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Conclusion <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Let me be direct. The legal consequences for accountants failing AML compliance are already significant and will only increase. Criminal prosecution and imprisonment are real possibilities. Civil liability can bankrupt a firm. Loss of licence can end a career. Reputational damage can drive away clients.<\/p>

But none of that needs to happen to you. You can prevent these outcomes through deliberate action.<\/p>

The investment in building compliance infrastructure is not insignificant, but it is far less than dealing with failure. The effort required is real, but it becomes easier over time.<\/p>

Start now. Develop your compliance programme. Train your staff. Build your culture. Engage external expertise where needed. Do not wait for investigations. Do not wait for new regulations.<\/p>

Your future depends on acting today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

You’re a diligent accountant running a thriving practice. Your clients trust you with their financial lives. Then one day, you discover you’ve […]<\/p>\n","protected":false},"author":37,"featured_media":33574,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[67,6],"tags":[102],"class_list":["post-33558","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accountants","category-blog","tag-compliance"],"acf":[],"_links":{"self":[{"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/posts\/33558","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/comments?post=33558"}],"version-history":[{"count":34,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/posts\/33558\/revisions"}],"predecessor-version":[{"id":34132,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/posts\/33558\/revisions\/34132"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/media\/33574"}],"wp:attachment":[{"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/media?parent=33558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/categories?post=33558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/figsflow.com\/us\/wp-json\/wp\/v2\/tags?post=33558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}