There are more AML software in the market than ever before. And while that sounds like a good thing, it often means wasting hours trying to figure out which one actually works for your firm. Some are too basic. Others are too complex.
At the same time, UK accountants are under growing pressure to stay AML compliant. Manual checks are slow and risky and falling behind is not an option.
So, we did the hard work for you. After reviewing over 30 tools and testing dozens of features, we’ve shortlisted the top 5 AML software for accountants in 2025. These picks stand out for their reliability, ease of use and accounting-focused workflows.
We have also added a bonus tool at the end. It not only helps you pass AML checks or audits but also takes care of client onboarding from start to finish.
Let’s jump in.
# 5. SmartSearch
Cost: custom pricing based on your firm’s needs
Ratings: ★★★★☆ (4/5 based on G2)
Who’s For: UK-based Accounting, Bookkeeping, and Legal firms
Best At: Ultra-fast ID checks and proactive monitoring
Key Features
- Verifies client’s identity using name, address, date of birth and social security number within seconds.
- Automates checks for Politically Exposed Persons (PEPs), sanctions, Special Interest Persons (SIPs), and Relatives and Close Associates (RCA) records.
- Provides global coverage for identity and sanctions check with support for over 200 countries.
- Provides audit-ready reports with detailed breakdown of checks for regulatory compliance.
- Automatically trigger Enhanced Due Diligence (EDD) for flagged identities to reduce false positives.
# 4. Veriphy
Cost: £0.50 to £99 per checks, tailored pricing available on request
Ratings: ★★★☆☆ (3.2/5 based on Trustpilot)
Who’s For: Regulated firms in legal, accounting, finance, banking and insurance sectors
Best At: AML compliant client onboarding
Key Features
- Spots high-risk individuals using global watchlists.
- Confirm identity with face recognition and liveness detection.
- Automatically checks if the money comes from legitimate sources without the need to check bank statements.
- Verifies UK and overseas businesses and directors.
- Offers online AML, KYC, and sanctions training for staff.
# 3. Creditsafe
Cost: Custom pricing
Ratings: ★★★★☆ (4.1/5 based on G2)
Who’s For: Businesses in accounting, banking, finance, gambling, and crypto
Best At: Multi-source AML checks at once
Key Features
- Match clients using two independent credit sources for stronger verification.
- Pull information from 300+ sources like credit bureaus, passports, and utility bills.
- Assess financial stability and creditworthiness of clients by going through detailed credit reports on companies across the globe.
- Monitor how businesses pay their bills to identity potential risks.
- Provides global coverage with access to over millions of businesses and personal records across multiple countries.
# 2. XAMA Technologies
Cost: £2 (excluding VAT) per credit checks
Ratings: ★★★★☆ (4.1/5 based on G2)
Who’s For: UK-based accountants, bookkeepers, and small professional services firms
Best At: Instant identity verification and sanctions checks
Key Features
- Automate AML checks throughout the client journey with smart workflows.
- Verify identity securely with selfie match and provides a safer remote onboarding.
- Use built-in risk assessments and Client Due Diligence (CDD) templates for faster checks.
- Monitor client activity and track source of funds in real time.
- Offers pre-built policies and template libraries to make you audit ready.
# 1. NorthRow
Cost: custom pricing based on firm’s specific needs
Ratings: ★★★★☆ (4/5 based on G2)
Who’s For: UK-based businesses in finance, legal, real estate, and payroll
Best At: Reducing false positives for AML checks
Key Features
- Run instant KYC and KYB checks on individuals and businesses.
- Verify identity remotely using 13,000+ supported documents.
- Screen for PEPs, sanctions, watchlists, and negative news in real time.
- Access global data from 220+ countries and over 1 billion records.
- Automated alerts for changes in risk status, political exposure, or sanctions.
Bonus Pick: FigsFlow (AML Coming Soon)
Cost: From £8/month
Ratings: ★★★★★ (5/5 based on G2)
Who’s For: UK-based accounting, Tax Advisory & Bookkeeping firms
Best At: Drafting regulatory compliant LOE in seconds
Key Features
- Generate professional proposals and LOEs in seconds with 100+ pre-built templates for accounting, tax, and advisory services.
- Compliant with the regulatory requirements of UK and global bodies like ACCA, ICAEW, AAT, ATT, CIOT, CIMA, and other global bodies.
- Use the advanced pricing calculator to price services scientifically based on firm size, complexity, scope, and discounts.
- Integrates with tools you already use like Xero, QuickBooks, Stripe, HubSpot, Companies House, and Zapier.
- Send proposals and LOEs separately or together with just a click.
- Get documents signed faster with built-in e-signature tools.
Where to Find These Tools
Conclusion
All the AML software listed here are top performer in the market. Each offers strong features and reliability, making them solid choices depending on your firm’s needs.
That said, if you want an all-in-one solution that combines proposal, pricing, engagement letter, and soon AML compliance, FigsFlow could be a game-changer.
Don’t just take our word for it. Try FigsFlow free for 30 days and see if it fits your firm’s needs.
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