There are more AML software in the market than ever before. And while that sounds like a good thing, it often means wasting hours trying to figure out which one actually works for your firm. Some are too basic. Others are too complex.Â
At the same time, UK accountants are under growing pressure to stay AML compliant. Manual checks are slow and risky and falling behind is not an option.Â
So, we did the hard work for you. After reviewing over 30 tools and testing dozens of features, we’ve shortlisted the top 6 AML software for accountants in 2025. These picks stand out for their reliability, ease of use and accounting-focused workflows. Â
Let’s jump in. Â
Quick Comparison: Top 6 AML Software for Accountants (2026)
Before diving into the full reviews, here is a snapshot of each tool to help you compare at a glance.
What Accountants Need in AML Software
Before comparing options, it helps to be clear on what actually matters when choosing AML software for your practice.
Most AML software on the market falls short on at least two of these. Keep this checklist in mind as you read through the options below.
Top 6 AML Software for Accountants (Ranked and Reviewed) 2026
# 6. SmartSearch
Cost: custom pricing based on your firm’s needsÂ
Ratings: ★★★★☆ (4/5 based on G2)Â
Who’s For: UK-based Accounting, Bookkeeping, and Legal firmsÂ
Best At: Ultra-fast ID checks and proactive monitoringÂ
Key FeaturesÂ
- Verifies client’s identity using name, address, date of birth and social security number within seconds. Â
- Automates checks for Politically Exposed Persons (PEPs), sanctions, Special Interest Persons (SIPs), and Relatives and Close Associates (RCA) records. Â
- Provides global coverage for identity and sanctions check with support for over 200 countries.Â
- Provides audit-ready reports with detailed breakdown of checks for regulatory compliance.Â
- Automatically trigger Enhanced Due Diligence (EDD) for flagged identities to reduce false positives. Â
# 5. Veriphy
Cost: £0.50 to £99 per checks, tailored pricing available on requestÂ
Ratings: ★★★☆☆ (3.2/5 based on Trustpilot) Â
Who’s For: Regulated firms in legal, accounting, finance, banking and insurance sectorsÂ
Best At: AML compliant client onboardingÂ
Key FeaturesÂ
- Spots high-risk individuals using global watchlists. Â
- Confirm identity with face recognition and liveness detection.Â
- Automatically checks if the money comes from legitimate sources without the need to check bank statements.Â
- Verifies UK and overseas businesses and directors. Â
- Offers online AML, KYC, and sanctions training for staff. Â
# 4. Creditsafe
Cost: Custom pricingÂ
Ratings: ★★★★☆ (4.1/5 based on G2)Â
Who’s For: Businesses in accounting, banking, finance, gambling, and crypto Â
Best At: Multi-source AML checks at onceÂ
Key FeaturesÂ
- Match clients using two independent credit sources for stronger verification.Â
- Pull information from 300+ sources like credit bureaus, passports, and utility bills. Â
- Assess financial stability and creditworthiness of clients by going through detailed credit reports on companies across the globe.Â
- Monitor how businesses pay their bills to identity potential risks.Â
- Provides global coverage with access to over millions of businesses and personal records across multiple countries.Â
# 3. XAMA Technologies
Cost: £2 (excluding VAT) per credit checksÂ
Ratings: ★★★★☆ (4.1/5 based on G2)Â
Who’s For: UK-based accountants, bookkeepers, and small professional services firmsÂ
Best At: Instant identity verification and sanctions checksÂ
Key FeaturesÂ
- Automate AML checks throughout the client journey with smart workflows.Â
- Verify identity securely with selfie match and provides a safer remote onboarding.Â
- Use built-in risk assessments and Client Due Diligence (CDD) templates for faster checks.Â
- Monitor client activity and track source of funds in real time.Â
- Offers pre-built policies and template libraries to make you audit ready. Â
# 2. NorthRow
Cost: custom pricing based on firm’s specific needsÂ
Ratings: ★★★★☆ (4/5 based on G2)Â
Who’s For: UK-based businesses in finance, legal, real estate, and payrollÂ
Best At: Reducing false positives for AML checksÂ
Key FeaturesÂ
- Run instant KYC and KYB checks on individuals and businesses.Â
- Verify identity remotely using 13,000+ supported documents.Â
- Screen for PEPs, sanctions, watchlists, and negative news in real time.Â
- Access global data from 220+ countries and over 1 billion records.Â
- Automated alerts for changes in risk status, political exposure, or sanctions.Â
# 1. FigsFlow
FigsFlow isn’t just AML software. It’s a complete practice management platform that handles proposals, pricing, engagement letters and client onboarding. The AML module is now live, making it the only all-in-one solution that covers your entire client journey from first contact to full compliance.Â
- Cost: £3+VAT/ID check or £2.10 + VAT/ID check plus £8+VAT/month (fixed price)
- Ratings: ★★★★★ (5/5 based on G2)
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- Who’s For: UK-based accounting, Tax Advisory & Bookkeeping firms
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- Best At: Complete client onboarding with built-in AML complianceÂ
Key FeaturesÂ
- Verify client identities digitally using industry standard technology that checks documents against comprehensive databases.Â
- Screen clients automatically against global sanctions lists, PEP databases, and adverse media without leaving the platform.Â
- Use purpose-built risk assessment templates designed specifically for accounting practices to classify clients as low, medium, or high risk.Â
- Schedule automated AML checks for high-risk clients at custom intervals and receive notifications about changes in risk profiles.Â
- Generate audit-ready documentation with automatic timestamps and complete trails for every compliance action.
- Collect and verify proof of address documents through secure client portals with automated database verification.Â
What Makes FigsFlow #1 AML Software for Accountants?
FigsFlow stands out for three reasons:
Everything in One Workflow – Handle proposals, engagement letters, service pricing, client onboarding, document collection, risk assessments, and complete AML compliance without switching platforms or juggling multiple subscriptions.
Accountant-Centric Yet Easy to Use – Designed specifically for how UK accounting practices operate under MLR 2017, with pre-built templates for CDD and EDD, automatic risk classification, and Companies House integration. Junior staff can complete identity verification and document collection confidently from day one, while senior team members handle risk approval and regulatory reporting with full visibility.
Most Affordable and Reliable – Enterprise-level AML capabilities including electronic ID verification, PEP and sanctions screening, beneficial ownership mapping, automated ongoing monitoring, and regulatory-compliant audit trails at a price other solutions can’t match.Â
Explore Top AML Software for Accountants – Top 6 AML Software for Accountants in 2025 | FigsFlow
Compare leading AML tools built for UK accountants and bookkeepers. Learn how FigsFlow automates checks, risk assessments, and compliance reports.
Where to Find These Tools
Conclusion
All the AML software listed here are top performer in the market. Each offers strong features and reliability, making them solid choices depending on your firm’s needs. Â
That said, if you want an all-in-one solution that combines proposal, pricing, engagement letter, and AML compliance, FigsFlow could be a game-changer. Â
Don’t just take our word for it. Try FigsFlow free for 30 days and see if it fits your firm’s needs. Â
Frequently Asked Questions (FAQs)
Yes. Under the Money Laundering Regulations 2017, UK accountants must verify client identities, screen for PEPs and sanctions, assess risk and maintain audit-ready records. Manual checks are slow and inconsistent. AML software automates the entire process, reducing compliance risk and saving time during client onboarding.
AML software automates the compliance checks required before taking on a new client. This includes identity verification, sanctions and PEP screening, adverse media checks, risk classification and ongoing monitoring. It also generates audit trails and compliance records ready for HMRC or professional body review.
Prioritise UK-specific MLR 2017 coverage, electronic ID verification, automated PEP and sanctions screening, built-in CDD and EDD templates, ongoing monitoring and complete audit trails. Ease of use matters too as junior staff should be able to run checks confidently without specialist training.
Most tools charge a monthly fee, a per-check fee or both. Pricing across the market varies widely, with many providers requiring a custom quote. FigsFlow is the most transparent and affordable option, starting at £3 plus VAT per check on pay-as-you-go, or £2.10 plus VAT per check with an £8 plus VAT monthly plan.
FigsFlow is the strongest option for UK accounting practices. It combines AML compliance with proposals, engagement letters and pricing in one platform, built specifically for MLR 2017. Every check covers identity verification, PEP screening, sanctions and Companies House verification in a single price with no hidden fees.
